Protection Services

The aim of protection is to provide money for yourself or for people who financially depend on you, or in the case of an employer to offer peace of mind to your employees.

It's important that you consider the impact and consequences that your death or your suffering from ill health might have on the people closest to you.

As with all insurance policies, conditions and exclusions will apply.

Buildings & Content Cover

Having adequate building & contents insurance in place ensures your home and belongings are protected from unfortunate events such as theft, fire or a natural disaster such as flooding.

Find out more about buildings & content cover »

Life Insurance

Life insurance pays out either a lump sum or a regular income on death, providing a financial safety net for your loved ones. This money can then be used to clear debts, such as an ongoing mortgage, or to fund everyday living.

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Critical Illness Cover

For many, the financial risks of a critical illness or injury are more important and more likely than death, as it may lead to loss of work, need for treatment and additional care costs. A critical illness policy will make a lump sum payment or provide a regular income on diagnosis of pre-defined “critical” illnesses, serious conditions or injuries. The conditions covered and level of pay-out vary greatly from policy to policy so it is vital to read the terms and conditions of each policy rather than simply opting for the cheapest one.

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Income Protection

Illness or injury can prevent you from working, leading to a loss of income. Income Protection Cover can help to protect your lifestyle. When your income is important, it's certainly worth protecting.

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Family Income Benefit

Family Income Benefit policies are designed to pay a regular, fixed, tax-free income (rather than a lump sum) on the death of the insured, until the end of the policy term.

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Relevant Life Plan

Providing peace of mind for your staff will be of benefit to both them and your business. A tax efficient relevant life plan can help to attract and retain the best people. This in turn can help your business to thrive.

Find out more about relevant life plan »